If you are considering buying multiple properties totaling AED 2 million and wondering if this qualifies you for a UAE Golden Visa, the answer is yes—owning several properties that combine to meet the AED 2 million threshold can make you eligible for a 10-year residency visa. Below, we address how this works, what counts toward the investment threshold, and guide you through the process so you can confidently plan your investment in Dubai or across the UAE.
Understanding the UAE Golden Visa for Real Estate Investors
The UAE Golden Visa is a long-term residency option designed to attract high-net-worth individuals, investors, and professionals seeking security and stability in the Emirates. For property investors, attaining a Golden Visa grants you and your family residency for up to 10 years, with the potential to renew, and makes Dubai’s vibrant neighborhoods such as Jumeirah Village Circle and Business Bay even more accessible as a place to call home or grow your portfolio.
This initiative is not only about investment; it’s part of the government’s broader vision to attract steady, committed capital and encourage expats to make the UAE their long-term base. As the Dubai real estate market matures, the appeal of securing a Golden Visa by property investment continues to grow among both local and international buyers.
Can Multiple Properties Be Combined for the AED 2 Million Threshold?
A central question for investors is, “Can I get a Golden Visa if I buy multiple properties totaling AED 2 million?” The answer is a clear yes. Authorities recognize ownership of multiple properties—as long as their combined value meets or exceeds AED 2 million—as eligible for Golden Visa application.
This flexibility is especially attractive in Dubai’s competitive off-plan and ready property markets, allowing investors to diversify their holdings across established and emerging locations. For instance, you may own a luxury apartment in Arjan and a townhome in Al Furjan; if together they cross the AED 2 million threshold, you qualify for the visa.
Key Eligibility Criteria for Property-Based Golden Visas
Several important criteria must be met to qualify:
- The total value of your properties—whether one or several—must reach or exceed AED 2 million at the time of application.
- The properties must be fully paid, or, if financed, at least AED 2 million of equity must be paid down.
- Properties need to be located within approved freehold areas, which include popular neighborhoods like Downtown Dubai, Dubai Marina, and Jumeirah Lakes Towers.
- Proof of ownership must be clear and documented through title deeds.
- Some restrictions may apply to joint ownership, particularly when not jointly owned with a spouse, so review official guidelines or consult legal professionals for complex structures.
- Off-plan properties may be eligible, provided certain payment milestones and approvals are met.
Types of Properties Eligible: What Counts Towards Your Investment?
Dubai’s real estate diversity means you can reach the AED 2 million total through a mix of asset types. Both residential and select commercial properties are generally accepted, provided they are ready or, in some cases, nearing completion. Whether you buy a studio apartment and a villa, or two ready apartments in different neighborhoods, the total value is what matters.
Certain off-plan developments, especially from major developers with established records, can also count, but requirements may differ depending on payment stage and registration status. Always confirm with your broker or the Dubai Land Department for the most up-to-date criteria.
The Application Process: Step-by-Step for Multiple Property Owners
Step-by-Step Example: Golden Visa Application for Multiple Properties
- Collate Documents: Secure title deeds and proof of payment for all properties.
- Valuation Confirmation: Have the Dubai Land Department verify the total market value meets or exceeds AED 2 million.
- Submit Application: Initiate your application through a government portal, attaching all documents.
- Pay Fees: Settle the required visa processing fees.
- Approval & Issuance: Await review and, once cleared, receive your 10-year residency status.
This streamlined process is designed to be investor-friendly, especially for those building up their real estate footprint gradually.
Benefits of the UAE Golden Visa for Property Investors
The Golden Visa brings significant advantages: freedom to live, work, or study in the UAE; the ability to sponsor family members and domestic staff; and the flexibility to travel in and out of the country without losing residency. For investors, it also stabilizes your estate plan and positions you to capitalize on Dubai’s robust growth and rental yields.
Expert Insights and Common Pitfalls to Avoid
Investors should watch for common pitfalls: overleveraging via heavy financing, unclear joint ownership documentation, and assuming all off-plan properties automatically qualify. Engage with proven developers and professional advisors to ensure compliance and maximize benefits.
In summary, you can secure a UAE Golden Visa by acquiring multiple properties that together meet the AED 2 million minimum, making this route both flexible and accessible for varied investment strategies. To explore your eligibility or navigate the process, contact Danube Properties for tailored support.
