If you are wondering, “Can I get a Golden Visa if I co-own a property in Dubai with my brother?” you are not alone. With Dubai’s property market more accessible than ever, many families are considering co-ownership as a practical path to long-term residency. This guide unpacks exactly how co-owning property with a sibling affects your Golden Visa eligibility, what requirements you must meet, and how to successfully apply in 2025.
Understanding the Dubai Golden Visa for Property Investors
Dubai’s Golden Visa offers a 10-year renewable residency, providing long-term security for investors and their families. The most common route for investors is through property ownership, where an investment of at least AED 2 million is required. Unlike earlier residency schemes, today’s Golden Visa regulations are more flexible—physical presence is limited to just one day every two years, and the program supports wealth planning by enabling tax-free living, with zero personal income, capital gains, or inheritance taxes.
For many international buyers, this visa transforms the dream of turning rent payments into tangible equity. Dubai’s tax-friendly environment not only maximizes wealth preservation but also ensures that luxury lifestyles remain affordable. Leading developers have actively created tailored offerings in locations like Dubai Marina, Downtown Dubai, and Sheikh Zayed Road, allowing investors to match their property choices with residency objectives.
Co-ownership with a Brother: Key Eligibility Criteria
Many families hope to leverage shared financial strength by co-owning property in Dubai, yet Golden Visa eligibility hinges on specific rules. If you co-own a property with your brother (or any family member), each applicant must meet the AED 2 million threshold based on their owned share rather than the property’s full value.
For example, to qualify for individual Golden Visas, both you and your brother must have an ownership stake in the property valued at AED 2 million or more each. If you jointly purchase a property valued at AED 4 million, and the title deed clearly reflects a 50-50 split, both can independently apply for the Golden Visa. However, if the property’s total value is less than AED 4 million, or one co-owner’s share falls below AED 2 million, that individual would not be eligible.
This co-ownership policy encourages financial transparency and proper documentation. Co-owners should ensure their respective shares are fully documented on the property’s official title deed to avoid complications during the application process.
Navigating the AED 2 Million Threshold for Each Co-owner
Example: Sibling Co-owners and Visa Eligibility
Suppose two brothers buy an upscale apartment in Jumeirah Beach Residence for AED 4.2 million. They split the ownership evenly, so each controls property valued at AED 2.1 million. In this scenario, both brothers meet the Golden Visa’s individual threshold and are eligible to apply separately for their own 10-year residencies.
If the same property were worth only AED 3 million, then each brother’s share would be AED 1.5 million—meaning neither would qualify individually, even though the total investment exceeds AED 2 million. Only those with at least AED 2 million in their name are eligible.
The Application Process for Co-owned Property Golden Visas
Applying for a Golden Visa as co-owners follows a similar path to single ownership, with added documentation for shared assets. Both applicants should provide:
- A title deed showing the value and percentage ownership of AED 2 million each
- A valid passport and Emirates ID (if residing in Dubai)
- Proof of income or financial stability, if requested
- Completed Golden Visa application form
Applications are typically submitted through official government channels or licensed service centers. Processing times are efficient, often concluding within weeks if documents are complete.
Benefits of Obtaining a Golden Visa Through Property Investment in Dubai
Dubai’s Golden Visa doesn’t just offer residency. It grants unmatched freedom: open bank accounts, sponsor family members, access excellent schools, and travel in and out of the UAE freely. The long-term residency creates true peace of mind—especially for families wanting generational wealth planning, as there are no inheritance or capital gains taxes limiting legacy opportunities.
Common Pitfalls and How to Avoid Them in Co-ownership Applications
The most frequent pitfall is misunderstanding the AED 2 million rule. Many mistakenly believe that joint ownership of property—regardless of share value—makes all co-owners eligible. Accurate paperwork, officially valuing each share, is essential. Additionally, incomplete title deeds, unclear ownership percentages, or financing structures that obscure true ownership can jeopardize applications.
Consulting Legal and Property Experts: Your Path to a Successful Golden Visa
Expert advice ensures flawless documentation and smooth processing, especially for family co-ownership. Credible Dubai real estate agencies and legal consultants can verify ownership structures and guide you through every step.
In summary, you and your brother can both secure a Dubai Golden Visa if each of you owns a property share worth AED 2 million or more. Strict adherence to the share value and transparent documentation are key.
