Dubai continues to attract global investors, many of whom wonder: can I get a Golden Visa if my 2M AED property has a co-owner spouse? If you are a married couple considering joint property purchase in Dubai, understanding the current Golden Visa rules is essential. This guide answers your question and offers a clear breakdown of the process, criteria, and benefits.
Understanding the UAE Golden Visa for Property Investors
The UAE’s Golden Visa program is a game-changer for investors seeking long-term residency. As of 2025, the Golden Visa offers a 10-year renewable residence permit to property investors who meet the AED 2 million threshold. Not only does this allow residency in Dubai, but it also lets visa holders sponsor family members, giving access to local banking and business opportunities. The residency can be maintained with just one day of presence in the UAE every two years, making it highly flexible for international investors.
Key benefits include:
– Long-term security with 10-year renewable residency
– Easy sponsorship of family members, including children and spouses
– No personal income tax, capital gains tax, or inheritance tax in Dubai
– Visa-free travel to numerous destinations through the UAE’s expanding diplomatic ties
Dubai’s real estate landscape is broad, with premium neighborhoods near airports, the Dubai Metro, and business districts offering strong rental yields and future demand.
Co-ownership with Your Spouse: The 2 Million AED Property Rule Explained
Central to your question is whether co-owning a property worth AED 2 million with your spouse qualifies you for a Golden Visa. The good news: joint ownership with a spouse is permitted, as long as the combined investment in the property meets or exceeds AED 2 million. For married couples, both names on the title deed are acceptable, and both individuals may be considered for visa eligibility.
Example: Joint Title, Single Investment
Suppose you and your spouse jointly buy an apartment worth AED 2 million in a promising Dubai community. If the property meets the necessary criteria (completed status, not under a mortgage beyond 50%, and held for at least three years), each spouse can typically apply for the Golden Visa based on shared ownership. However, keep in mind that, in practice, both applicants must submit marriage certificates and evidence of the shared investment with their application.
Eligibility Criteria for Spouses: Who Qualifies for the Golden Visa?
To be eligible for the Golden Visa as a co-owning married couple, several requirements must be met:
– The property must be residential, completed, and valued at AED 2 million or more (based on the purchase price or latest evaluation from Dubai Land Department).
– Both spouses’ names must appear on the title deed.
– The application must include a legal marriage certificate to confirm the co-ownership relationship.
– If the property is mortgaged, at least AED 2 million must be paid to the bank, with supporting no objection letters.
Additionally, applicants must have valid health insurance and a clean criminal record. The property should not have significant encumbrances or court disputes.
Required Documents and the Application Process for Co-owning Couples
Starting your Golden Visa application as a co-owning couple involves thorough document preparation:
– Original title deed (showing joint ownership)
– Valid passports and visa copies for both owners
– Marriage certificate (attested if issued outside the UAE)
– Latest Dubai Land Department property evaluation
– No objection certificate from the bank (if mortgaged)
– Emirates ID copies (if applicable)
– Passport-sized photographs
The process includes property evaluation, online application on official government platforms, biometric enrollment, and final approval. Most applications are reviewed within weeks, especially if documentation is complete and property criteria are satisfied.
Benefits of the UAE Golden Visa for Families and Spouses
Golden Visa holders enjoy peace of mind for a decade and flexibility that makes Dubai attractive for families. Spouses can reside and work in Dubai, children can join top international schools, and families may access quality healthcare. The ability to sponsor additional relatives streamlines relocation and long-term planning for families eyeing Dubai as their new base.
Common Questions and Misconceptions About Joint Property Golden Visas
A common misconception is that each co-owner must invest AED 2 million individually. In fact, a single property worth AED 2 million, jointly owned by spouses, is often sufficient if all other criteria are met. However, if more than two individuals share ownership, joint eligibility may require each holder’s share to be valued at a minimum threshold. Another myth is that off-plan properties qualify—it must be a completed, ready-to-occupy unit.
Making Your Investment Count: How Danube Properties Can Help
If you and your spouse are considering joint ownership for Golden Visa qualification, working with a reputable developer like Danube Properties ensures transparency and compliance at every stage. Danube’s developments are concentrated in high-demand Dubai neighborhoods, offering strong rental returns and future value. Contact Danube Properties to learn more about properties eligible for the Golden Visa, or to receive tailored guidance on your co-ownership application.
In summary: yes, you can get a UAE Golden Visa if your shared AED 2 million property is co-owned with your spouse. By following the right steps and providing the necessary documentation, couples can unlock long-term residency in one of the world’s most dynamic cities.
